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From: "=?utf-8?Q?Houston Federal Credit Union
	?=" <noreply@mailer7-2-vmta-47-138.webimagepro.com>
To: <bruce@untroubled.org>
Subject: =?utf-8?Q? Save money on your auto loan with HFCU
	?=
Date: Sat, 26 Oct 2024 18:39:55 -0400
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http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?u=3D0&e=3D6136954&s=
=3D93727&w=3D0&x=3D190&y=3D6126967&l=3D6202953&z=3D145896812












Financing your first car is a great feeling, but it doesnt have to be =
expensive or intimidating! HFCUs First-Time Auto Buyers program is =
available to help you qualify, and we can provide you with tools and =
knowledge necessary to get the best deal!


&nbsp;


New auto loan rates as low as 5.04% APR*, and used auto loan rates as low =
as 5.54% APR*! We also have flexible terms and first payment date options =
available!*












Apply for Your Auto Loan Today!
http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?u=3D0&e=3D6136954&s=
=3D93727&w=3D0&x=3D190&y=3D6126967&l=3D6202953&z=3D145896813












If you have little to no credit history, considerations will be made under =
certain terms and conditions. In order to qualify for the first time auto =
buying program you must:


Be 18 years old or older

Have no previous auto loans

Have a loan amount of $35,000 or less

Have held a job 6 months or more with verifiable income

Provide proof of full coverage insurance



Let HFCU help you finance your first vehicle for more savings on your auto =
loan.=20
Apply today
http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?u=3D0&e=3D6136954&s=
=3D93727&w=3D0&x=3D190&y=3D6126967&l=3D6202953&z=3D145896814
!


&nbsp;


Our application process is quick, easy, and only takes a few minutes! You =
can=20
apply online,
http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?u=3D0&e=3D6136954&s=
=3D93727&w=3D0&x=3D190&y=3D6126967&l=3D6202953&z=3D145896815
by calling us at=20
281-243-0500
tel:12812430500
, or toll-free at=20
1-(866)-OUR-HFCU (1-866-687-4328)
tel:18666874328
=2E Our Electronic Lending Team hours are Monday-Friday 9:00 am-5:00 pm =
and Saturday 9:00 am-2:00 pm. If you would like to bypass the waiting =
queue and receive a call back, you do have the option to leave a message =
and the next available representative will return your call=2E


&nbsp;


Experience the benefits of financial services designed to save you money! =
When you become an HFCU member, you can enjoy personalized financial =
advice and services tailored to meet your needs, and the ability to take =
advantage of our competitively low rates on: auto loans, mortgage loans, =
credit cards, and much more=2E


&nbsp;


Become an HFCU member today! Complete an=20
online membership application
http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?u=3D0&e=3D6136954&s=
=3D93727&w=3D0&x=3D190&y=3D6126967&l=3D6202953&z=3D145896816
and establish a Regular Savings Account with just a deposit of $5 or more=2E





























Facebook
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(866)-OUR-HFCU | (281) 243-0500 |=20
www.houstonfcu.org
http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?u=3D0&e=3D6136954&s=
=3D93727&w=3D0&x=3D190&y=3D6126967&l=3D6202953&z=3D145896821








































Federally Insured by NCUA









































Houston Federal Credit Union NMLS #673404












*APR is Annual Percentage Rate. Loans subject to credit approval. Rates =
for approved loans are based on the applicant&#39;s credit history. Stated =
"rates as low as" apply to well-qualified applicants. Loan term, loan to =
value (LTV) and/or down payment, for example, may vary based upon your =
credit history. Current rates are effective October 1, 2024, through =
October 31, 2024. Terms and conditions may apply, and rates are subject to =
change without notice. Talk to a loan officer for details. Loan terms =
72-84 months require a $20,000 minimum loan. Payment examples: New autos: =
60 monthly payments of approximately $19.12 per $1,000 borrowed at 5.55% =
APR. Used autos: 60 monthly payments of approximately $19.36 per $1,000 =
borrowed at 6.05% APR. For deferred payment option, interest accrues =
during deferral period. Credit Union membership is required before =
utilizing any product and/or service by establishing a savings account =
with $5. Applicant must meet membership eligibility requirements. HFCU is =
an Equal Credit Opportunity Lender. Other restrictions may apply=2E


&nbsp;


**eVIP program subject to certain credit criteria. Available at =
participating dealerships within the greater Houston, TX and Greenville, =
SC areas. May be used for the purchase of new or used automobiles, trucks =
or SUVs. May not be used for sales between private parties or to purchase =
reconditioned, salvaged, or auctioned vehicles. Other restrictions may =
apply. See Credit Union for additional terms and conditions.


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                    <strong>Financing your first car is a great feeling, =
but it doesn=E2=80=99t have to be expensive or intimidating! =
HFCU=E2=80=99s First-Time Auto Buyers program is available to help you =
qualify, and we can provide you with tools and knowledge necessary to get =
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                    =20
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                    <strong>New auto loan rates as low as 5.04% APR*, and =
used auto loan rates as low as 5.54% APR*! We also have flexible terms and =
first payment date options available!*</strong>
                   </p>
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1.5">
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    If you have little to no credit history, =
considerations will be made under certain terms and conditions. In order =
to qualify for the first time auto buying program you must:
                   </p>
                   <ul style=3D"line-height:1.5;mso-line-height-alt:21px">
                    <li>Be 18 years old or older
                    </li>
                    <li>Have no previous auto loans
                    </li>
                    <li>Have a loan amount of $35,000 or less
                    </li>
                    <li>Have held a job 6 months or more with verifiable =
income
                    </li>
                    <li>Provide proof of full coverage insurance
                    </li>
                   </ul>
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    Let HFCU help you finance your first vehicle for more =
savings on your auto loan. <strong><a =
href=3D"http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?F4ucoUBO+64=
uZ8lsEqtLyiIu2Or6pKbP/4C3S7ozBrYENGD9LuL7s/MbHXcH8cK6dYLLuwQdKDSPkRPHcujLuQ=
=3D=3D" target=3D"_blank" rel=3D"noopener" style=3D"text-decoration: =
underline; color: #1147bd;">Apply today</a></strong>!
                   </p>
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                    =20
                   </p>
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    Our application process is quick, easy, and only takes =
a few minutes! You can <a =
href=3D"http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?F4ucoUBO+64=
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=3D=3D" target=3D"_blank" rel=3D"noopener" style=3D"text-decoration: =
underline; color: #1147bd;"><strong>apply online</strong>,</a> by calling =
us at <strong><a title=3D"tel:12812430555" =
href=3D"http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?F4ucoUBO+64=
uZ8lsEqtLyiIu2Or6pKbP/4C3S7ozBrYENGD9LuL7s/MbHXcH8cK6dYLLuwQdKDRUED98qzE+xw=
=3D=3D" target=3D"_blank" style=3D"text-decoration: underline; color: =
#1147bd;" rel=3D"noopener">281-243-0500</a></strong>, or toll-free at =
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href=3D"http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?F4ucoUBO+64=
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=3D=3D" target=3D"_blank" style=3D"text-decoration: underline; color: =
#1147bd;" rel=3D"noopener">1-(866)-OUR-HFCU (1-866-687-4328)</a></strong>. =
Our Electronic Lending Team hours are Monday-Friday 9:00 am-5:00 pm and =
Saturday 9:00 am-2:00 pm. If you would like to bypass the waiting queue =
and receive a call back, you do have the option to leave a message and the =
next available representative will return your call=2E
                   </p>
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    =20
                   </p>
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    <span style=3D"word-break: break-word; color: =
#1147bd;"><strong>Experience the benefits of financial services designed =
to save you money!</strong></span> When you become an HFCU member, you can =
enjoy personalized financial advice and services tailored to meet your =
needs, and the ability to take advantage of our competitively low rates =
on: auto loans, mortgage loans, credit cards, and much more=2E
                   </p>
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    =20
                   </p>
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    <span style=3D"word-break: break-word; color: =
#1147bd;"><strong>Become an HFCU member today!</strong></span> Complete an =
<strong><a =
href=3D"http://mailer7-2-vmta-47-138.webimagepro.com/track.aspx?F4ucoUBO+64=
uZ8lsEqtLyiIu2Or6pKbP/4C3S7ozBrYENGD9LuL7s/MbHXcH8cK6dYLLuwQdKDTkhdpRrUT4Dw=
=3D=3D" target=3D"_blank" rel=3D"noopener" style=3D"text-decoration: =
underline; color: #1147bd;">online membership application</a></strong> and =
establish a Regular Savings Account with just a deposit of $5 or more=2E
                   </p>
                  </div>
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                   <p =
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                    (866)-OUR-HFCU | (281) 243-0500 | <a =
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uZ8lsEqtLyiIu2Or6pKbP/4C3S7ozBrYENGD9LuL7s/MbHXcH8cK6dYLLuwQdKDQZo1NIjWTS7A=
=3D=3D" target=3D"_blank" rel=3D"noopener" style=3D"text-decoration: =
underline; color: #0068A5;">www.houstonfcu.org</a>
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                   <img =
src=3D"https://feathr-api-template-assets.s3.amazonaws.com/images/636d777c5=
d0ae8ec0da2fc9d/NCUA-Logo.gif" =
style=3D"display:block;height:auto;border:0;width:100%" width=3D"188.5" =
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                    Federally Insured by NCUA
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                    <span style=3D"word-break: break-word; font-size: =
14px;">Houston Federal Credit Union NMLS #673404</span>
                   </p>
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               <tr>
                <td class=3D"pad">
                 <div style=3D"font-family:sans-serif">
                  <div class=3D"" =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;line-heigh=
t:1.2">
                   <p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">
                    <span style=3D"word-break: break-word; font-size: =
10px;">*APR is Annual Percentage Rate. Loans subject to credit approval. =
Rates for approved loans are based on the applicant's credit history. =
Stated "rates as low as" apply to well-qualified applicants. Loan term, =
loan to value (LTV) and/or down payment, for example, may vary based upon =
your credit history. Current rates are effective October 1, 2024, through =
October 31, 2024. Terms and conditions may apply, and rates are subject to =
change without notice. Talk to a loan officer for details. Loan terms =
72-84 months require a $20,000 minimum loan. Payment examples: New autos: =
60 monthly payments of approximately $19.12 per $1,000 borrowed at 5.55% =
APR. Used autos: 60 monthly payments of approximately $19.36 per $1,000 =
borrowed at 6.05% APR. For deferred payment option, interest accrues =
during deferral period. Credit Union membership is required before =
utilizing any product and/or service by establishing a savings account =
with $5. Applicant must meet membership eligibility requirements. HFCU is =
an Equal Credit Opportunity Lender. Other restrictions may apply.</span>
                   </p>
                   <p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">
                    =20
                   </p>
                   <p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">
                    <span style=3D"word-break: break-word; font-size: =
10px;">**eVIP program subject to certain credit criteria. Available at =
participating dealerships within the greater Houston, TX and Greenville, =
SC areas. May be used for the purchase of new or used automobiles, trucks =
or SUVs. May not be used for sales between private parties or to purchase =
reconditioned, salvaged, or auctioned vehicles. Other restrictions may =
apply. See Credit Union for additional terms and conditions.</span>
                   </p>
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=20



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<table align=3D"center" width=3D"100%" border=3D"0" cellspacing=3D"0" =
cellpadding=3D"0"> <tr> <td align=3D"center" valign=3D"top" =
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0px; padding-right: 0px; padding-top: 10px;"><span style=3D"color: =
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padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: =
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mso-line-height-rule: exactly; text-decoration: =
none;">mailer7-2-vmta-47-138.webimagepro.com<br>id:6f624067-bc07870d-2e00dd=
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Las Vegas, Nevada 89118-2507| <a =
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