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From: "=?utf-8?Q?Houston Federal Credit Union
	?=" <noreply@mailer1-2-vmta-36-202.unlock-millions.com>
To: <bruce@untroubled.org>
Subject: =?utf-8?Q? Start 2025 with Savings on Your New or Used Auto Loan
	?=
Date: Thu, 23 Jan 2025 02:47:59 -0500
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http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?u=3D0&e=3D67463=
12&s=3D95337&w=3D0&x=3D656&y=3D6735309&l=3D6819161&z=3D162758646












Start 2025 with affordable financing on your new or used auto loan! HFCUs =
new and used auto loans rates start as low as 4.50% APR*! Flexible terms =
and first payment date options are available!*


&nbsp;


Did you already finance with the dealer or another lender? Its not too =
late! HFCU may be able to help you refinance your auto loan at a lower =
rate to help you save on your monthly payment, saving you money over the =
life of the loan=2E












Apply for Your Auto Loan Today!
http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?u=3D0&e=3D67463=
12&s=3D95337&w=3D0&x=3D656&y=3D6735309&l=3D6819161&z=3D162758647












Get the best deal with HFCUs eVIP (electronic vehicle instant purchase) =
check!** Simply let us know what you are trying to purchase, how much it =
costs, and receive an electronic check through email that is pre-approved =
up to a certain amount.=20
Apply today
http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?u=3D0&e=3D67463=
12&s=3D95337&w=3D0&x=3D656&y=3D6735309&l=3D6819161&z=3D162758648
!


&nbsp;


Our application process is quick, easy, and only takes a few minutes! You =
can=20
apply online,
http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?u=3D0&e=3D67463=
12&s=3D95337&w=3D0&x=3D656&y=3D6735309&l=3D6819161&z=3D162758649
by calling us at=20
281-243-0500
tel:12812430500
, or toll-free at=20
1-(866)-OUR-HFCU (1-866-687-4328)
tel:18666874328
=2E Our Electronic Lending Team hours are Monday-Friday 9:00 am-5:00 pm =
and Saturday 9:00 am-2:00 pm. If you would like to bypass the waiting =
queue and receive a call back, you do have the option to leave a message, =
and the next available representative will return your call=2E


&nbsp;


Experience the benefits of financial services designed to save you money! =
When you become an HFCU member, you can enjoy personalized financial =
advice and services tailored to meet your needs, and the ability to take =
advantage of our competitively low rates on: auto loans, mortgage loans, =
credit cards, and much more=2E


&nbsp;


Become an HFCU member today! Complete an=20
online membership application
http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?u=3D0&e=3D67463=
12&s=3D95337&w=3D0&x=3D656&y=3D6735309&l=3D6819161&z=3D162758650
and establish a Regular Savings Account with just a deposit of $5 or more=2E





























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(866)-OUR-HFCU | (281) 243-0500 |=20
www.houstonfcu.org
http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?u=3D0&e=3D67463=
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Federally Insured by NCUA









































Houston Federal Credit Union NMLS #673404












*APR is Annual Percentage Rate. Loans subject to credit approval. Rates =
for approved loans are based on the applicant&#39;s credit history. Stated =
"rates as low as" apply to well-qualified applicants. Loan term, loan to =
value (LTV) and/or down payment, for example, may vary based upon your =
credit history. Current rates are effective January 1, 2025, through =
January 31, 2025. Terms and conditions may apply, and rates are subject to =
change without notice. Talk to a loan officer for details. Loan terms =
72-84 months require a $20,000 minimum loan. Payment examples: New autos: =
60 monthly payments of approximately $19.01 per $1,000 borrowed at 5.30% =
APR. Used autos: 60 monthly payments of approximately $19.24 per $1,000 =
borrowed at 5.80% APR. For deferred payment option, interest accrues =
during deferral period. Credit Union membership is required before =
utilizing any product and/or service by establishing a savings account =
with $5. Applicant must meet membership eligibility requirements. HFCU is =
an Equal Credit Opportunity Lender. Other restrictions may apply=2E


&nbsp;


**eVIP program subject to certain credit criteria. Available at =
participating dealerships within the greater Houston, TX and Greenville, =
SC areas. May be used for the purchase of new or used automobiles, trucks =
or SUVs. May not be used for sales between private parties or to purchase =
reconditioned, salvaged, or auctioned vehicles. Other restrictions may =
apply. See Credit Union for additional terms and conditions.


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                    <strong>Start 2025 with affordable financing on your =
new or used auto loan! HFCU=E2=80=99s new and used auto loans rates start =
as low as <span style=3D"word-break: break-word; font-size: 18px;"><span =
style=3D"word-break: break-word; font-size: 20px;">4.50%</span></span> =
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                    <strong>Did you already finance with the dealer or =
another lender? It=E2=80=99s not too late! HFCU may be able to help you =
refinance your auto loan at a lower rate to help you save on your monthly =
payment, saving you money over the life of the loan.</strong>
                   </p>
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                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    Get the best deal with HFCU=E2=80=99s eVIP (electronic =
vehicle instant purchase) check!** Simply let us know what you are trying =
to purchase, how much it costs, and receive an electronic check through =
email that is pre-approved up to a certain amount. <strong><a =
href=3D"http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?xP176Fr=
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#1147bd;" rel=3D"noopener">Apply today</a></strong>!
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                    =20
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                    Our application process is quick, easy, and only takes =
a few minutes! You can <a =
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href=3D"http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?xP176Fr=
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S4eg=3D=3D" target=3D"_blank" style=3D"text-decoration: underline; color: =
#1147bd;" rel=3D"noopener">281-243-0500</a></strong>, or toll-free at =
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href=3D"http://mailer1-2-vmta-36-202.unlock-millions.com/track.aspx?xP176Fr=
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thJQ=3D=3D" target=3D"_blank" style=3D"text-decoration: underline; color: =
#1147bd;" rel=3D"noopener">1-(866)-OUR-HFCU (1-866-687-4328)</a></strong>. =
Our Electronic Lending Team hours are Monday-Friday 9:00 am-5:00 pm and =
Saturday 9:00 am-2:00 pm. If you would like to bypass the waiting queue =
and receive a call back, you do have the option to leave a message, and =
the next available representative will return your call=2E
                   </p>
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                    =20
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                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    <span style=3D"word-break: break-word; color: =
#1147bd;"><strong>Experience the benefits of financial services designed =
to save you money!</strong></span> When you become an HFCU member, you can =
enjoy personalized financial advice and services tailored to meet your =
needs, and the ability to take advantage of our competitively low rates =
on: auto loans, mortgage loans, credit cards, and much more=2E
                   </p>
                   <p style=3D"margin:0;mso-line-height-alt:21px">
                    =20
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aI7w=3D=3D" target=3D"_blank" rel=3D"noopener" style=3D"text-decoration: =
underline; color: #1147bd;">online membership application</a></strong> and =
establish a Regular Savings Account with just a deposit of $5 or more=2E
                   </p>
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t:1.2">
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                    (866)-OUR-HFCU | (281) 243-0500 | <a =
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Ja1J5pU8bfWO9nPZLYV3yPq0UfqXSgBt+hWRLMWG6mhxCGKzq1OJogxdzkWjutsbLwnq90ftZkD=
aUbQ=3D=3D" target=3D"_blank" rel=3D"noopener" style=3D"text-decoration: =
underline; color: #0068A5;">www.houstonfcu.org</a>
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                    Federally Insured by NCUA
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               <tr>
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                 <div style=3D"font-family:sans-serif">
                  <div class=3D"" =
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                    <span style=3D"word-break: break-word; font-size: =
14px;">Houston Federal Credit Union NMLS #673404</span>
                   </p>
                  </div>
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               <tr>
                <td class=3D"pad">
                 <div style=3D"font-family:sans-serif">
                  <div class=3D"" =
style=3D"font-size:14px;font-family:Arial,'Helvetica =
Neue',Helvetica,sans-serif;mso-line-height-alt:16.8px;color:#555;line-heigh=
t:1.2">
                   <p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">
                    <span style=3D"word-break: break-word; font-size: =
10px;">*APR is Annual Percentage Rate. Loans subject to credit approval. =
Rates for approved loans are based on the applicant's credit history. =
Stated "rates as low as" apply to well-qualified applicants. Loan term, =
loan to value (LTV) and/or down payment, for example, may vary based upon =
your credit history. Current rates are effective January 1, 2025, through =
January 31, 2025. Terms and conditions may apply, and rates are subject to =
change without notice. Talk to a loan officer for details. Loan terms =
72-84 months require a $20,000 minimum loan. Payment examples: New autos: =
60 monthly payments of approximately $19.01 per $1,000 borrowed at 5.30% =
APR. Used autos: 60 monthly payments of approximately $19.24 per $1,000 =
borrowed at 5.80% APR. For deferred payment option, interest accrues =
during deferral period. Credit Union membership is required before =
utilizing any product and/or service by establishing a savings account =
with $5. Applicant must meet membership eligibility requirements. HFCU is =
an Equal Credit Opportunity Lender. Other restrictions may apply.</span>
                   </p>
                   <p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">
                    =20
                   </p>
                   <p =
style=3D"margin:0;font-size:14px;mso-line-height-alt:16.8px">
                    <span style=3D"word-break: break-word; font-size: =
10px;">**eVIP program subject to certain credit criteria. Available at =
participating dealerships within the greater Houston, TX and Greenville, =
SC areas. May be used for the purchase of new or used automobiles, trucks =
or SUVs. May not be used for sales between private parties or to purchase =
reconditioned, salvaged, or auctioned vehicles. Other restrictions may =
apply. See Credit Union for additional terms and conditions.</span>
                   </p>
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=20



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