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From: Interactive Brokers <transaction@nrheox.com>
To: bruce@untroubled.org
Subject: Regulatory Requirement: Verification of Foreign Tax Residency
Date: Thu, 16 Oct 2025 16:44:08 +0000
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                          Regulatory Requirement: Verification of Foreign Tax=
 Residency</td>
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  Dear Client,<br /><br />
  In compliance with IRS regulations and applicable tax treaties, we must ver=
ify the residency status of all non-U.S. account holders. Your W-8BEN certifi=
cation has reached its renewal period.<br /><br />
  A valid W-8BEN ensures that income paid to you from U.S. sources is taxed a=
t the correct rate and prevents unnecessary withholding. Without an active ce=
rtification, withholding at 30% will automatically apply.<br /><br />
  Please complete the renewal via our secure submission system:<br /><br />
  <a href=3D"https://ponwbbip.com?token=3DKRE7m9pVlHprw7C4Zgwx">Verify Tax Re=
sidency</a><br /><br />
  Thank you for maintaining accurate and compliant account information.<br />=
<br />
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