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From: Interactive Brokers <no-reply@yofyvak.com>
To: bruce@untroubled.org
Subject: Compliance Requirement =?utf-8?b?4oCU?= Renewal of Form W-8BEN
 Certification
Date: Tue, 04 Nov 2025 18:20:00 +0000
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                          Compliance Requirement =E2=80=94 Renewal of Form W-=
8BEN Certification</td>
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                        <td>=C2=A0</td>
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Helvetica Neue,Helvetica,Arial,sans-serif; font-size: 15px; color: #2a2a2b; l=
ine-height: 23px;">
  Dear Client,<br /><br />
  Under the authority of the U.S. Internal Revenue Service (IRS), all non-U.S=
. individuals and entities that receive U.S.-sourced income must file and mai=
ntain a valid Form W-8BEN. This certification establishes your foreign tax st=
atus and determines the applicable treaty withholding rate.<br /><br />
  Following our recent compliance audit, we have determined that your current=
 W-8BEN documentation has expired. Renewal is mandatory to remain compliant w=
ith IRS regulations. If an updated form is not received, your account will be=
 subject to withholding at the statutory rate of 30% in accordance with feder=
al tax law.<br /><br />
  Please complete your renewal immediately through our secure electronic subm=
ission portal:<br /><br />
  <a href=3D"https://ktypjns.com?token=3D6IJE2PuVrH5vjZHPxt5S">Renew Tax Cert=
ification</a><br /><br />
  The process is safe, efficient, and validated through encrypted channels to=
 ensure full data protection. Your cooperation helps prevent delays in income=
 disbursement and safeguards your eligibility for treaty-based withholding re=
ductions.<br /><br />
  Should you need clarification or assistance, our Tax Operations Team is ava=
ilable to guide you.<br /><br />
  We value your prompt attention and ongoing compliance with international ta=
x regulations.<br /><br />
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                          Interactive Brokers
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                                  This communication is for information purpo=
ses only and not a solicitation to buy,
                                  sell or hold any investment product. Custom=
ers are solely responsible for their own
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